Beautifully designed banking made for high net-worth individuals.

More than you’d expect.

We’re a new kind of exclusive banking platform. We are more than a checking account, more than a debit card, and more than you would expect from your bank.

The first modern private banking experience designed for you.

The banking and financial
platform of the future.

CC Letter makes it easy to give customized debit cards to family members and staff, automatically donate to charity, access investment opportunities that are only available to high net-worth individuals, and so much more.

Card design, refined.

We've designed and built our scratch resistant steel debit card to be the best card you'll ever use.

  • Solid stainless steel body.
  • Wireless NFC chip for contactless payments.
  • Scratch resistant coating.
  • Precisely engraved.
  • Full card number hidden for security.

Smart wireless NFC

Wireless NFC means the CC Letter card is smart.
Hold the card near a register to pay.
Hold the card near your phone to activate & more.

Apple pay + Google pay

The CC Letter card works with both Google & Apple Pay for easy, on the go payments.

Legacy payments

The CC Letter card works at terminals that only support swiping or dipping.

Serious about security.

We've got you covered.

Serious about security

We got you covered.

Set your limits.

Every CC Letter card, physical or virtual, has a configurable limit. That means you never have to worry about exposing your full account balance to card theft.

Sensitive details kept safe.

The CC Letter card hides your full account number, expiration, and CVC so you don’t have to worry.

FDIC Insured deposits.

Every CC Letter account is FDIC insured up to $250,000.

One-tap card locking.

Easily suspend and re-activate any card at any time from the CC Letter app.

Real-time acitivity notifications.

Know when money is moving in or out of your account and cards with configurable realtime notifications.

No fees

All the features you’d expect, with none of the fees.

Transparency means, no surprise fees.

  • No monthly or service fees.
  • No minimum balance fees.
  • No ACH fees.
  • No overdraft fees.
  • No in network ATM fees.
  • Free domestic wire transfers.

Elevate your banking experience and get more from CC Letter.

We’re pioneering next level banking.

Multiple physical cards

Create multiple physical sub-cards on your account for family or staff. Each card can have its own unique card holder name and card balance.

Multiple checking accounts

Create multiple FDIC insured checking accounts with ATM access.


Send and receive ACH and Wires.

Charity donations

Any time you use one of your cards, we’ll automatically send a fully tax deductible donation to the charity of your choice.

Unlimited virtual cards

Create any number of virtual cards; a real debit card number, but without the physical card. These cards can be used anywhere debit cards are accepted and can even be used with Apple Pay and Google Pay.

User accounts

Add any number of users to your CC Letter account, each with custom permissions and access levels.

Easy account management

Manage everything from the CC Letter app or website.

Partnering with charities to make a difference.

The power of giving with every swipe.

Every time you use your CC Letter card, we’ll automatically give a tax deductible donation to the charity of your choice. You’ll get to choose from one of our four partner charities.

Providing healthcare for people in need around the world.

Giving people in developing countries access to clean water.

Providing basic necessities and hope to children living in poverty.

Zero interest small business loans for underserved businesses.

Track your donation progress.

The CC Letter app makes it easy to see the impact your donations have on real people. Close your ring in the app to feed a child, build a well, pay for life saving operations, or give a 0% interest loan to a small business in need.

Our debit card brings a paradigm shift to cash-back: It's not about what you get, it's about what you give.

The future of banking is here!

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